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The essential protection guide for business owners

Secure Your Scale & Keep Your People.

Get a complimentary 15-minute business protection and employee benefits review.

“I talk to business owners every week — and it’s never the product menu that’s keeping them up at night. It’s finding good people, and watching them walk out the door the moment life throws a curveball. That’s exactly why I put this guide together for you.”— Ian Cockburn, GoFindWealth

1 · No or low cost to employers

“You don’t have to spend more to take care of your team — here’s how.”

• Finding and keeping good employeesBenefits are your #1 recruitment and retention tool in hospitality.
• When something happens, get them backCash benefits paid directly to employees help them recover and return to work faster.
• Providing affordable benefitsCompete with larger employers without the large employer price tag.
• Reduced tax liability for allSection 125 cafeteria plan structures reduce payroll taxes for employers and employees alike.

2 · CHUBB® Combined policies — cash paid directly to your employees

“Every one of these pays your people directly — not the hospital, not the insurance company.”

These are not reimbursement plans. Every benefit below pays cash straight to the insured and their family — no middleman, no waiting for a claim to wind through a system.

• Telehealth24/7 virtual doctor access for employees and their families. No copay, no waiting room. Prescriptions included.
• Hospital benefitsCash paid directly for each day in the hospital. Covers what health insurance doesn’t — deductibles, gaps, living expenses.
• Critical illnessLump sum cash payout on diagnosis of heart attack, stroke, organ failure or major illness.
• Cancer insuranceCash benefits from first diagnosis through treatment — chemo, radiation, surgery, and recovery costs.
• Disability incomeMonthly cash when an employee can’t work due to injury or illness. Keeps rent paid and lights on.
• AD&DCash benefit to employee or family after a serious accident. Hospitality is a high-risk industry.
• Pharmacy discountCombined Cares discount cards save employees up to 80% on prescriptions — no waiting period.
• Accident insuranceCash paid after an on- or off-job accident — ER visits, broken bones, burns, follow-up care.

3 · LegalShield® — your attorney on speed dial

“Every decision you make comes with legal risk. This puts a lawyer in your corner for less than you’d think.”

Running a business means making legal decisions every day — vendor contracts, lease disputes, employee issues, compliance. One call to your attorney used to cost $300/hour. With LegalShield, it’s included in your monthly membership.

• 24/7 attorney accessEmergency legal help anytime.
• Attorney letters and callsOn your behalf, on law firm letterhead.
• Compliance & business formationDebt collection and business setup support.
• Contract and lease reviewVendor, employee, and supplier agreements.
• IRS audit protectionPersonal and business coverage.
• 900+ lawyers nationwideAvailable 24/7/365 across the US.

Don’t handle legal issues alone or worry about unpredictable hourly fees. LegalShield gives your business affordable access to experienced lawyers for everyday decisions and emergencies alike.

4 · The GoFindWealth difference — one call, complete protection

“You’re juggling enough — let me be the one call that handles all of it.”

Most business owners juggle four or five separate advisors for insurance, legal, loans, and investments. With GoFindWealth, Ian Cockburn handles all of it — under one roof, one relationship. You focus on running your business. We protect everything you’ve built.

Book your free 15-minute review

“I’m not here to sell you insurance — I’m here to help you keep the people who make your business work.” — Ian